The real estate and lending markets have changed in the past few years. Everyone is being more conscientious with their spending and their investments. Occasionally, due to forces outside a homeowner’s control, they find themselves unable or unwilling to make required mortgage payments. This is a stressful situation which can negatively impact the borrower for years to come both financially and emotionally. We understand the concerns of a homeowner who is faced with foreclosure and is here to offer assistance and options. From working with the banks to keep you in your home to negotiating a deficiency settlement, we can provide the advice and experience needed during the foreclosure process.